← FOXHOUNDImpact Dashboard
Impact Dashboard
FOXHOUND brings parametric climate insurance to the 1.5 billion smallholder farmers who have never had access to any financial protection against drought.
The Problem We Solve
1.5 billion
smallholder farmers globally
feed 70% of the world's population
< 5%
have access to crop insurance
the other 95% are completely unprotected
70%
of Sub-Saharan Africa depends on agriculture
one drought = one family goes hungry
$6–8 billion
lost to drought annually in Africa
borne entirely by farmers with no safety net
Traditional insurance requires: credit history, bank accounts, formal identity, physical agents on the ground. Most African smallholder farmers have none of these. FOXHOUND requires only a smartphone and an XRPL wallet.
Live Protocol Impact — XRPL Testnet
Farms Protected
0
on-chain NFT policies
Coverage Issued
0 XRP
locked in escrow
Pool TVL
investor + premium capital
Active Alerts
0
drought events tracked
All data sourced live from XRPL testnet · No off-chain database · Every metric is auditable
Democratization of Finance
Anyone in the world can participate — regardless of geography, wealth, or institution
🌾
Smallholder Farmer
Before: Previously excluded from all insurance
Register a farm with GPS coordinates + crop type. Pay micro-premium. Receive automatic payout if drought — no claims adjuster, no paperwork, no bank account required.
🌍
Anyone — Sponsor a Farm
Before: Philanthropy was opaque and unverifiable
Anyone worldwide can sponsor a stranger's farm for 2 XRP (~$1.20). The sponsorship is recorded on XRPL forever. The farmer sees real coverage. The impact is verifiable.
📈
DeFi Investor
Before: Impact investing was illiquid and unverifiable
Deposit capital → earn AMM yield in calm seasons. Capital covers drought payouts in bad seasons. Catastrophe bond model — high yield, tail risk — now open to anyone, not just institutions.
🏛
NGO / Climate Fund
Before: Proof of impact was subjective and auditable only via reports
Deposit capital → receive Impact NFT on XRPL. The NFT is immutable proof of contribution. The farms protected, premiums covered, and payouts triggered are all on-chain. ESG reporting becomes trustless.
Fighting Climate Change
Drought as Ground Truth
FOXHOUND queries 5 independent weather oracles (two satellites, three models) to determine if a drought really happened. Climate data is committed on-chain permanently — building a verifiable historical record of climate events.
Incentivizing Resilience
When farmers can afford to absorb drought shocks instead of selling assets or going into debt, they can invest in drought-resistant crops and water conservation. Insurance is a climate adaptation tool.
ZK-Verified Climate Data
Every drought determination is backed by a RISC Zero ZK proof on Ethereum Sepolia. Climate event data is not just stored — it's cryptographically proven. This is climate accountability infrastructure.
Why Blockchain — Not a Database
Trustless payouts: The farmer doesn't trust FOXHOUND — they trust math. The escrow releases when the ZK proof confirms drought. No human can block it.
Permissionless access: No KYC, no credit score, no bank account. Any wallet address can register a farm. A farmer in rural Kenya and an investor in Tokyo interact on equal terms.
Transparent pool: Every premium, every deposit, every payout is public on XRPL. The pool cannot be mismanaged silently — anyone can audit it in real-time.
Immutable impact record: Impact NFTs, farm registrations, and payout histories live on XRPL forever. They cannot be altered by any organization, government, or auditor.
Global capital access: Capital from DeFi investors in any country flows directly to farmers in Africa — no correspondent banks, no remittance fees, no currency controls.