FOXHOUND brings parametric climate insurance to the 1.5 billion smallholder farmers who have never had access to any financial protection against drought.
Farms Protected
on-chain NFT policies
Coverage Issued
locked in escrow
Pool TVL
investor + premium capital
Active Alerts
drought events tracked
All data sourced live from XRPL testnet · No off-chain database · Every metric is auditable
Anyone in the world can participate — regardless of geography, wealth, or institution
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Smallholder Farmer
Before: Previously excluded from all insurance
Register a farm with GPS coordinates + crop type. Pay micro-premium. Receive automatic payout if drought — no claims adjuster, no paperwork, no bank account required.
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Anyone — Sponsor a Farm
Before: Philanthropy was opaque and unverifiable
Anyone worldwide can sponsor a stranger's farm for 2 XRP (~$1.20). The sponsorship is recorded on XRPL forever. The farmer sees real coverage. The impact is verifiable.
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DeFi Investor
Before: Impact investing was illiquid and unverifiable
Deposit capital → earn AMM yield in calm seasons. Capital covers drought payouts in bad seasons. Catastrophe bond model — high yield, tail risk — now open to anyone, not just institutions.
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NGO / Climate Fund
Before: Proof of impact was subjective and auditable only via reports
Deposit capital → receive Impact NFT on XRPL. The NFT is immutable proof of contribution. The farms protected, premiums covered, and payouts triggered are all on-chain. ESG reporting becomes trustless.
✓Trustless payouts: The farmer doesn't trust FOXHOUND — they trust math. The escrow releases when the ZK proof confirms drought. No human can block it.
✓Permissionless access: No KYC, no credit score, no bank account. Any wallet address can register a farm. A farmer in rural Kenya and an investor in Tokyo interact on equal terms.
✓Transparent pool: Every premium, every deposit, every payout is public on XRPL. The pool cannot be mismanaged silently — anyone can audit it in real-time.
✓Immutable impact record: Impact NFTs, farm registrations, and payout histories live on XRPL forever. They cannot be altered by any organization, government, or auditor.
✓Global capital access: Capital from DeFi investors in any country flows directly to farmers in Africa — no correspondent banks, no remittance fees, no currency controls.