← FOXHOUNDInvestor Pool
Pool TVL
…
XRPL testnet
Coverage Issued
0 XRP
0 farms
Utilization
—%
of TVL at risk
Est. APY (AMM)
—
premium yield
Sustainability Model
Farmers
RLUSD micro-premiums
price-stable · monthly
Investors
Capital injection
Financial or Humanitarian
──►
Shared Pool
XRPL AMM
idle funds earn yield
──►
No drought
Investors earn yield
+ premium share
Drought
ZK proof → escrow
releases to farmer
Sustainability Loop
Premiums in → Pool grows → AMM yield → attracts investors → Pool bigger → more farms covered → more premiums → pool grows faster
Drought payout = small % of pool (risk-pooled across thousands of farms globally). The pool survives any single event.
RLUSD — Production Design
In production, farmers pay micro-premiums in RLUSD — Ripple's USD stablecoin — so a $2/month premium stays $2 regardless of XRP price swings. XRPL Escrow natively supports only XRP, so payout escrows stay in XRP. Premiums and coverage are denominated in USD value.
On testnet: premiums are collected in XRP (escrow constraint). The RLUSD trust line flow below demonstrates the production architecture. Real RLUSD exists on XRPL mainnet.
📈
Financial Investor
DeFi yield seekers · catastrophe bond model
✓Earns AMM yield on idle pool capital
✓Earns premium share in low-claim seasons
⚡Capital covers drought payouts in bad seasons — tail risk
Classic catastrophe bond model: high yield when nothing happens, capital at risk when it does.
🌍
Humanitarian Investor
NGOs · climate funds · ESG mandates
✓On-chain Impact NFT — proof of contribution
✓Verifiable ESG reporting — auditable on XRPL forever
✓Quantified impact: farms protected · payouts triggered
No financial return expected. The impact is the return — documented immutably on-chain.
View Pool Wallet on XRPL Explorer◈ On-Chain Transparency →
₿
RLUSD — On-chain Premium Token
Pool issues RLUSD IOU on XRPL testnet. Premiums are denominated in RLUSD.
Issuer (Pool)
rsEfDv1Hde66DtZt4Z…
Currency Code
RLUSD
524C555344…

Deposit to Pool

Earn yield from insurance premiums

Catastrophe bond: earn AMM yield + premium share in calm seasons. Capital covers drought payouts when they hit.

10 XRP10 XRP500 XRP
Deposit10 XRP
Est. yield (no drought)AMM + premium share
Tail risk (drought)partial capital covers payout
Premium currencyXRP (testnet) · RLUSD in prod
NetworkXRPL Testnet

Covered Farms

0 drought alerts active

No farms registered yet.
Total at risk0 XRP

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